Workers Compensation is a type of Insurance Policy which California law requires all employers in this state to purchase as a protection for their employees in case of a work injury or work accident. If an employer fails to purchase workers compensation insurance, an injured worker will still be protected if he has a valid work comp claim by a State agency called “The Uninsured Employers ‘Fund”.
At the Law Offices of Marc Grossman we have recovered millions for those suffering from a work related injury. Our workers compensation offices have settled thousands of cases and will work on your side to get you what your entitled to.
What are the benefits of Workers Compensation Insurance?
Temporary Disability Benefits. If a doctor who is in the “Medical Provider network” of the employer’ workers compensation insurance carrier issues a medical report certifying that in his opinion you are temporarily unable to work, you will be entitled to receive 2/3 of your gross pay until you are declared to medically able to return after a work injury. If you are declared to be able to work only part time by the doctor while he is treating you, the amount of pay which you receive from your employer from workers compensation should be supplemented by his workers’ comp insurance carrier up to an amount equal to 2/3 of the gross pay which you were earning at the time of your work injury. These benefits will cease after 2 years from the date of the injury.
Permanent Work Injury Disability Benefits
Permanent Disability Benefits. When the treating doctor decides that your medical condition from a work injury has stabilized and that your condition is not likely to neither deteriorate nor improve, you will be entitled to receive monetary compensation for the medical disability which remains through workers compensation. The doctor will issue a medical report containing his estimate of the percentage which your working ability has been reduced from 100% it used to be before your work related injury.
Medical Treatment from workers compensation insurance
Medical Treatment. Although the Workers’ compensation Insurance Carrier may dispute the cost of reasonable care, this will be a disagreement between the medical provider and the insurance carrier. These charges may be negotiated or litigated, but they will not become the responsibility of the injured worker.
Rehabilitation covered with workers compensation
Rehabilitation. Under the “new” law, the insurance carrier is only required to provide the disabled worker with a “voucher” or letter promising to pay to an accredited college or trade school an amount of money for job retraining in accordance with the following scale: If the permanent disability is determined to be between 0% and 15%, $4,000; between 16% and 25% $6,000; between 26% and 50% $8,000; between 51% and 99% $10,000 permanent disability indicates that the worker is totally disabled and therefore, he can not be retrained to be productive in the labor force.
Workers Compensation Insurance Companies can dispute your claim
A Workers’ Compensation Insurance carrier is entitled to dispute all of these issues and obtain medical reports to support their position. The resulting disputes can be resolved through negotiation or in the alternative; either side can request that the disagreement be resolved by a Workers’ Compensation Judge by requesting a hearing before the Workers’ Compensation Appeals Board.
Workers Compensation Locations that we serve:
The Law Offices of Marc Grossman Workers Compensation Department services the
following locations Hacienda Heights, West Covina & Covina, Whittier, Walnut, El
Monte, La Mirada, La Habra, Pico Rivera, Temple City, Duarte, Azusa, San Dimas
and Upland California.